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Citizen Debt Relief provides a free no obligation credit card debt consultation and advice service covering all spectrums of debt relief.
Unlike several companies we can offer a full range of solutions to credit card debt problems.
Whether you choose debt consolidation, debt negotiation, consumer credit counseling, debt management or debt settlement we will make sure that the solution our debt consultant recommends will suit your circumstances best.
Do you need help understanding your debts. Citizen Debt Relief know's how the law categorizes different kinds of debts, you'll know what kinds of collection efforts you can expect from different creditors, and which negotiating strategies you can try with them.
Citizen Debt Relief can shows you effective alternatives to bankruptcy. Bankruptcy is the right option for some people to deal with their debt problems, but it's not for everyone. Citizen Debt Relief shows you the steps you can take to avoid bankruptcy when appropriate.
We've created a credit card debt service that can help you conquer your credit debt and worries. You can reduce your payoff amount by 40-60%, consolidate your debts into one manageable payment, significantly lower your monthly payment and be completely debt free within 6-36 months.
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Personal Debt Statistics
- Although the 2000s saw the rise of an unprecedented number of jobs, many new jobs offer flat wages or few benefits. If you are not a highly skilled technical worker, you may be asking ''What strong economy?''
- Over two million people each year seek assistance from debt counseling agencies such as Citizen Debt Relief or various Consumer Credit Counseling Services.
- Personal bankruptcy filings have been over one million since 1996 and are expected to remain high.
- At the beginning of 2000, outstanding consumer installment debts totaled nearly $1.4 trillion, up 10% from a year earlier.
- The typical American possesses about four credit cards, has an average balance of $1,900 and pays a typical interest rate of approximately 16%. The estimated total credit card debt per person is about $6,500.
- Over 50% of all college students have at least one credit card. Twenty percent carry four or more. Most sign up before their sophomore year, responding to credit card issuers' offers of free concert tickets, computer software, frequent flyer miles and discount air fares—just for submitting an application. Card issuers target college students knowing that most people hold on to their first card for as long as 15 years.
- Over 60% of recently started small businesses are unable to fill their capital needs. Nearly 40% of these company owners use their personal credit cards to finance their business.
Even though your debt problems seem unique, your current financial situation is extremely normal. being in debt may seem like the end of the world. You may be hesitant to answer your phone or open your mail. Your self-esteem may be low. Your stomach, back and head probably ache. You may feel guilty, angry, depressed or all three. You may consider yourself a failure.
But there is good news. Citizen Debt Relief helps you understand your legal rights, Let our aggressive debt negotiation attorney's and credit counselors assert them, get the bill collectors off your back and give yourself a fresh financial start, by contacting Citizen Debt Relief 1(800) 459-1137. Initially, you may find it hard to fight back and affirmatively deal with your debt problems. One reason is that creditors and bill collectors consume extensive, collection training exercises and their employers demands and expectations are extremely high. Citizen Debt Relief and it's affiliates assert debt negotiation tactics, the result of our credit card debt negotiating skills result in reduced debt amounts by 40-60%, lowered monthly payments. What our clients like most is the time they have to payoff their outstanding debt can be accelerated or prolonged depending on their budget. With Citizen Debt Relief most late fees will be dropped and your debts are settled out of court for less than the full amount and even your credit reestablished.
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