Our service provides credit card debt relief through money management education, creditor negotiations and debt repayment plans. Our service is achieved by debt counselors that keep open, constant communication with clients lenders and credit card issuer's. Our credit card debt service directly benefits both the client we represent and the creditor we cooperate with. Our credit card debt program is designed to assist individuals in becoming free of debt, living debt-free, and planning for a financially stable and secure future. Through credit counseling services or by applying debt settlement / negotiation skills. Any individual who contacts Citizen Debt Relief and qualifies for one of several credit card debt programs will benefit in the short term and long term financial stance.

Together, we will review your current financial situation to determine the best possible solutions to your credit card debt problems. After conducting a full service financial analysis our debt consultants can better determine a clients new monthly payment and overall savings amount upon program egression.

Credit card debt services & incentives include, but are not limited to: reductions in interest rates, consecutive fixed monthly payments, 40-60% reduced debt amounts and affordable monthly payments based on a client to client basis.